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Simpustack, payments made simple
Now supporting cards, bank transfers, and USSD

Payments Made Simple

One platform to accept cards, bank transfers, and USSD, with a dashboard your team can actually use.

For shop owners, platforms, and developers

  • Reliable infrastructure
  • Real-time notifications
  • Multi-channel ready

How it works

Go live in three straightforward steps

Whether you run a store, a marketplace, or a SaaS product, the path is the same.

01

Create your account

Sign up, verify your business, and get your dashboard in minutes.

02

Connect your channels

Enable cards, bank transfer, and USSD. Use our API or ready-made checkout.

03

Get paid and reconcile

Track every payment, settlement, and customer in one place.

Your customer

Pays at checkout or invoice

Simpustack

Routes card, transfer, or USSD

Settlement

Funds tracked in your dashboard

USSD works on any phone, no smartphone required

Multiple payment channels

Let customers pay the way they already trust: online, by transfer, or from any mobile line.

Card payments
Visa, Mastercard, and Verve with 3-D Secure
  • 3-D Secure authentication
  • Works with major card networks
  • Available 24/7
Bank transfer
Direct transfers across supported banks
  • Wide bank coverage
  • Real-time verification
  • Available 24/7
USSD payments
Simple *code# payments for every customer
  • No internet required
  • Works on any phone
  • Instant confirmation

For developers

Built for teams shipping fast

Integrate once and accept every channel. Test in sandbox, go live when you are ready, and keep payments close to your product code.

  • RESTful APIs with clear documentation
  • Webhooks for real-time payment updates
  • Sandbox environment for safe testing
Create payment
curl -X POST https://api.simpustack.com/v1/payments \
  -H "Authorization: Bearer YOUR_SECRET_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "amount": 500000,
    "currency": "NGN",
    "channel": "card",
    "customer": { "email": "customer@example.com" }
  }'

Built for scale and day-to-day operations

Enterprise-grade capability without enterprise-grade complexity.

Multi-channel API

One integration for cards, transfers, and USSD, with unified reporting.

Merchant dashboard

Monitor transactions, settlements, and customer activity without switching tools.

Reliable infrastructure

Built for uptime with monitoring and failover across payment routes.

Dedicated support

Talk to people who understand payments, not a generic ticket queue.

Why teams choose us

Trust that shows up in the product

We focus on what matters at checkout: security, clarity, and support when payments are on the line.

Security-first design

Encryption in transit and at rest, with controls designed for financial workloads.

Clear settlement visibility

See when money moves and reconcile without guessing from bank alerts alone.

Local payment methods

Channels and flows your customers already use, not a one-size-fits-all import.

Responsive support

Reach our team by email or phone when something needs a human answer.

Pricing

Straightforward plans that grow with you

Transaction fees depend on volume and channels. We will recommend the right setup when you get in touch.

Starter
For small businesses getting their first payments live

Custom pricing

  • Cards, transfer, and USSD
  • Merchant dashboard
  • Email support
  • Standard settlement
Growth
For platforms and growing teams with higher volume

Volume-based rates

  • Everything in Starter
  • Webhooks and API access
  • Priority support
  • Dedicated onboarding
Enterprise
For large organizations with custom requirements

Talk to us

  • Custom SLAs
  • Dedicated account manager
  • Custom integrations
  • Compliance support

Need exact rates for your use case? Share your monthly volume and channels, and we will send a clear quote.

Documentation

Everything your team needs to integrate

Clear guides and references so engineering can ship without back-and-forth.

API reference

Endpoints, authentication, and request examples for every payment channel.

Integration guides

Step-by-step setup for checkout, webhooks, and testing in sandbox.

Frequently asked questions

Answers about setup, fees, and going live

Straight answers to what teams usually ask before they switch payment providers.

Contact us

Tell us about your business

Share your goals and payment channels. We will help you choose the right setup and get you started.

Send us a message

We typically reply within one business day.

Ready to simplify how you get paid?

Join businesses using Simpustack to accept cards, transfers, and USSD from one place.